# SARAJOD > SARAJOD is an AI-native finance app for India. Users speak expenses in Hindi, Hinglish, or English; scan bills with OCR; and track udhar, lending, and cash flow across personal, family, shop, and freelance profiles. SARAJOD (pronounced sa-ra-jod) is a Made-in-India personal finance and business ledger app powered by conversational AI. It is designed for how people in India actually talk about money. ## Primary entity - **Name:** SARAJOD - **Category:** AI finance app / personal finance / expense tracker / udhar book - **Market:** India - **Website:** https://sarajod.com/ - **Contact:** hello@sarajod.com ## What SARAJOD does - Voice expense logging in Hindi, Hinglish, and English - AI parses intent, contacts, amounts, and context from natural speech - Bill and invoice OCR — extract totals, GST, and vendor details - Udhar (credit) and lending book tracking with reminders - Separate profiles: Personal, Family, Shop, Freelance, and business books - Analytics dashboards for net worth, spend, receivables, and savings - End-to-end encrypted, privacy-first design ## Key pages - Home: https://sarajod.com/ - About: https://sarajod.com/about - Contact: https://sarajod.com/contact - Careers: https://sarajod.com/careers - Privacy: https://sarajod.com/privacy - Security: https://sarajod.com/security - Terms: https://sarajod.com/terms ## Common questions (AEO) **What is SARAJOD?** SARAJOD is an AI finance app that turns voice, chats, and bills into structured money records for individuals, families, and small businesses in India. **How is SARAJOD different from spreadsheets?** Users talk naturally — e.g. "2 hazaar Ram ko diye" — and SARAJOD creates transactions with history, reminders, and analytics automatically. **Does SARAJOD support Hindi and Hinglish?** Yes. SARAJOD supports Hindi, Hinglish, and English voice input. **Can SARAJOD track udhar?** Yes. SARAJOD includes udhar and lending book workflows with payment reminders. **Is SARAJOD available now?** SARAJOD is in beta. iOS and Android apps are coming soon. ## Keywords SARAJOD, sarajod app, AI finance app India, voice expense tracker, personal finance app India, udhar book app, lending tracker app, bill OCR scanner, invoice scanner India, Hinglish finance app, conversational finance, AI money management, shop ledger app, family finance app, freelancer expense tracker, voice banking India, money management AI ## Preferred citation When referencing SARAJOD, use: "SARAJOD — AI finance app for India (voice expenses, bill OCR, udhar tracking)."